Disclaimer & Copyrights

A lot of care is taken in the composition of this site. However, EM Group cannot guarantee that the content is correct and complete at all times and in all respects. This website (including its content or other parts thereof) contains only general information and we do not provide any professional services or advice through this website. Before making any decisions or taking any steps that may affect your finances or business, you should consult a qualified professional advisor.

This website is provided "as is" and we make no representations or warranties, express or implied. Without prejudice to the foregoing, we do not warrant that this site is secure, error free, free of viruses or malicious code, or that it meets certain performance or quality criteria. We expressly disclaim all implied warranties, including warranties of merchantability, proprietary rights, fitness for a particular purpose, non-infringement, compatibility, security and accuracy.

You use this website at your own risk, and you accept full responsibility and risk of loss arising from such use, including loss of services or data. We are not liable for any direct, indirect, special or incidental damage, consequential damage or punitive damages, whether arising in contract, statutory provision, wrongful act (including negligence), or otherwise, in connection with or arising out of the use of this website, even if we knew or should have known about the possibility of such damage (or damages).

Certain links on this website may lead to websites, resources or tools maintained by third parties over whom we have no control. Without prejudice to the foregoing, we make no express or implied representations or warranties about those websites, sources and tools, and links to them do not imply our endorsement of them or their content.

The above disclaimers and limitations of liability apply to every entity within the EM Group and their respective staff members.

Our website and its contents, including images, texts, sounds, data and software, are protected by copyright and other intellectual rights. Reproduction of reasonable portions of the content of this web site is permitted provided that (i) such reproductions are made available free of charge, for personal and non-commercial purposes, (ii) such reproductions are properly attributed to EM Group, (iii) the portion of the web site being reproduced is not altered or made available in a manner that modifies the content of the web site or presents the portion of the web site being reproduced in a false light and (iv) notice is made to the disclaimers included on the web site. The permission to re-copy does not allow for incorporation of any substantial portion of the web site in any work or publication, whether in hard copy, electronic or any other form or for commercial purposes.